How do I receive my Low Cost Payday Loan?
When you apply, you authorize Low Cost Payday Loan to deposit the loan amount into your bank account via an ACH transaction.

Do I need collateral for getting Low Cost Payday Loan?
No. Your binding promise to pay will serve as your collateral.

When I request a Low Cost Payday Loan, how long does it take for me to receive it?
Once the Low Cost Payday Loan lender receives all the information they have asked for, it will take less than 24 hours. All applications must go through a mandatory verification process. If any additional information from you is needed to expedite the verification process, the lender will contact you by phone or e-mail.

When will I hear from you about my loan requested?
If all the information is complete and accurate, you should be contacted by phone or email promptly after completion of your application, during normal business hours

How will I know if I have been approved?
The Low Cost Payday Loan lender will contact you with a loan offer.

How and when do I repay my Low Cost Payday Loan?
When you apply for a Low Cost Payday Loan you authorize the lender to withdraw the original loan amount and finance fees from your bank account via ACH transaction on your next due date. You can renew or extend your loan until your next pay date by just paying the finance charge.

How does an extension work?
You may extend your Low Cost Payday Loan by faxing your renewal form back to the lender at least 72 hours before your loan is due.

What are the payment options for my Low Cost Payday Loan?

• 1.You may pay off your Low Cost Payday Loan in full including the finance fee.
• 2. You may pay the finance fee plus some of the principle.
• 3. You may extend the Low Cost Payday Loan by paying just the finance fee.

Do I need to fax anything to get a Low Cost Payday Loan?
If all the information is complete and accurate in most cases no documents are needed to be faxed.

Is there an application fee to process my request?
No the Low Cost Payday Loan lender will never charge an application fee.

How much Low Cost Payday Loan cash can I qualify for?
You can qualify for up to $1000 on your first loan from Low Cost Payday Loan

Can I have more than one Low Cost Payday Loan at a time?
Yes, depending on your credit history with the lender you may be eligible for a second loan.

Do you provide Low Cost Payday Loan to military personnel?
Yes, both active and retired military are eligible.

How do I get another Low Cost Payday Loan once my loan is paid off?
You have 2 options, call your lender or you can re-apply online.

What if I have poor credit or no credit?
Low Cost Payday Loan lenders do not conduct a credit check. Instead they rely on your job acollateral.

Is my transaction secure?
Yes! The Low Cost Payday Loan Web site utilizes a 100% secure 128-bit SSL certificate for all applications.